FIRSTLINK BUSINESS ADVANTAGE ONLINE BANKING

FirstLink Business Advantage Online Banking is the popular suite of cash management services that offers the speed and convenience of the Internet. With 24-hour access to your financial information and services, managing your money has never been easier! Determine your financial position from a daily statement that integrates all of your accounts. View a summary or details of your account activity Obtain financial information for a specific time period for trend analysis Initiate secure financial transactions at the touch of a button Export information in a comma-separated or BAI2 formats, or to other applications such as Quicken® or QuickBooks®

FirstLink Business Advantage comes complete with timesaving shortcuts for experienced users, but also contains thorough "step-by-step," "How Do I?" and field-level online help that any user will find valuable. For more in-depth assistance, a technical customer service representative is just a toll-free call away.

Features and Benefits

Information Reporting
Perform consolidated balance and transaction reporting on all your accounts with current day, previous day and historical reporting. A snapshot of all your accounts is ready on a daily basis whenever you want it and for the time period you specify. You can also receive notification of your check presentment funds available for investments or short-term borrowing needs. Receive, view and print custom-formatted reports, account analysis statements, detail lockbox reports, deposit rate information and much more.

Check Management
Send stop payment instructions on a single check. The system will automatically check the Information Reporting database for the check status. Request a copy of a paid check. Inquire on the status of an issued check to see if it has been paid.

ACH Origination
With a click of the mouse, you can initiate such Automated Clearing House (ACH) transactions as direct deposit of payroll, insurance premiums, and dues collection. Easily create payments with payment information attached by using the pre-formatted templates. An Import Trans Transaction capability allows you to reduce data entry by importing information from software packages (e.g. payables and payroll systems) or passing through a NACHA-formatted file. Reporting and inquiry features are available to monitor activity and provide full audit trails.

Bill Pay
Enjoy the convenience of online bill payment tailored to meet your business requirements. Innovative features simplify the accounts payable process, leaving more time to dedicate to revenue-producing tasks. Bill Pay covers the full life cycle of electronic billing--from delivery and presentment to payment and reconciliation.

Loan Payment & Reporting
Make loan payments; view a complete loan payment history; check the status of a loan you have with us, including amount owed, original loan amount, months to maturity, available line of credit, interest rate, principal amount, and interest amount.

Internal Transfer
Transfer funds between your business accounts without making a phone call or taking a trip to the bank.

See your account representative today to find out
how easy it is to sign up for FirstLink Business Advantage Online Banking

Security We realize the sensitivity of your banking information. With this in mind, two levels of passwords are required, one to sign on to the application, and the other to submit transactions. Specify user entitlements for peer review of transactions and grant access to accounts by user. Dynamic menus display only the accounts to which the user has been granted access. Support Services We provide a variety of support services to fit your particular needs, such as online help and access to a Technical Customer Service representative (516) 671-4900.

Log on to FirstLink Business Advantage Online Banking
FirstLink Business Advantage Terms and Conditions

For more information and to sign up for this service, visit one of our Branch Locations nearest you or simply call (516) 671-4900 or (212) 566-1500.